Google+ Marshall Insurance Services ~ NC Insurance Blog: January 2010

January 8, 2010

Auto Accident Checklist

If you are involved in an accident:

  • Remain calm and polite.
  • Turn on your hazard lights.
  • If safe to do so, move your vehicle away from traffic.
  • Do not discuss who is at fault or your insurance limits.
  • Do not leave the scene of the accident.

* Contact emergency personnel

  • If anyone is injured, call 911 for medical assistance.
  • Do not move an injured person.
  • Give police your version of what happened.
  • Obtain the police officer's name, department and incident number.

* Exchange information

  • Vehicle owner's name, address, telephone and/or email address
  • Insurance information (company and policy number)
  • Other vehicle information (year, make, model and registration plate)
  • Driver's name, address, telephone and/or email address (if different from the vehicle owner's information)
  • Obtain contact information from passengers and/or witnesses.
  • Note the accident location.

* Take photos/video if safe to do so

  • Accident scene
  • Traffic controls
  • Street names
  • Road conditions
  • Vehicles and other property damage

*  Contact your insurance agent or insurance company!