Insurance for the NC Auto Service & Repair Industry

Eligible Risks
Repair shops Service Stations Auto Equipment Installation Auto Glass Installers Body Shops Gas Stations Car Washes – Prefer fully automatic with attendant	Quick Lube Shops Tire Dealers – Excluding recapping, re-treading and used tire sales Convenience Stores with Gasoline Sales – (CPP on 24-hour stores subject to underwriting approval; not writing Workers Compensation.)
Incidental Exposures – Less than 10% of total receipts (unless otherwise noted)
Car Sales (up to 25 per year) – with no sales of rebuilt vehicles Towing Associated with contract Work Parking Lots or Garages Radiator Repair Shops (for all lines except Workers Compensation) Roadside Service Sales of Mobile/Motor Homes or Camping Trailers
Ownership/General
Experience – At least three years in business Financially stable operation Full-time/year-round operation Owners actively involved in dy-to-day operation, with favorable attitude toward safety/controls Good housekeeping/maintenance is critical Tanks that meet all current EPA/UST technical requirements Depending on the occupant/values – Central Station Intrusion Alarm may be required Favorable Motor Vehicle Reports (MVRs) Paved or unpaved parking lots in good condition
Body Shops
UL-approved spray booth; adequate ventilation; explosion-proof lighting and fixtures Proper storage of flammables and rags Separate body-work and spray-painting areas (e.g., spray booth, welding curtain, separate building, interior wall, etc.) "No smoking" policy enforced Favorable Motor Vehicle Reports (MVRs) Call us today at 704-684-0082 for a quote!

Garages & Auto Repair Shops

People come to auto service centers to have their vehicles repaired, not damaged. Unfortunately, accidents don’t just happen on the open road. Sometimes they happen in parking lots and repair bays.

At Marshall Insurance, we are proud to offer an exclusive auto service center insurance policy that can be tailored to meet the specific needs and risks of your shop. 

Our Garage/Auto Policy provides coverage for the legal liability of automobile dealers, garages, repair shops and service stations.

Coverage includes bodily injury and property damage arising out of garage related operations. It can also provide coverage for damage to customers’ autos and property, as well as damage to garage-owned autos. This coverage can be written in conjunction with business property coverages in order to provide a complete protection package for your business.

Contact us today to get a quote or to learn more about our comprehensive and affordable auto service station policy!