Insurance for the NC Auto Service & Repair Industry

Eligible Risks
Repair shops Service Stations Auto Equipment Installation Auto Glass Installers Body Shops Gas Stations Car Washes – Prefer fully automatic with attendant	Quick Lube Shops Tire Dealers – Excluding recapping, re-treading and used tire sales Convenience Stores with Gasoline Sales – (CPP on 24-hour stores subject to underwriting approval; not writing Workers Compensation.)
Incidental Exposures – Less than 10% of total receipts (unless otherwise noted)
Car Sales (up to 25 per year) – with no sales of rebuilt vehicles Towing Associated with contract Work Parking Lots or Garages Radiator Repair Shops (for all lines except Workers Compensation) Roadside Service Sales of Mobile/Motor Homes or Camping Trailers
Ownership/General
Experience – At least three years in business Financially stable operation Full-time/year-round operation Owners actively involved in dy-to-day operation, with favorable attitude toward safety/controls Good housekeeping/maintenance is critical Tanks that meet all current EPA/UST technical requirements Depending on the occupant/values – Central Station Intrusion Alarm may be required Favorable Motor Vehicle Reports (MVRs) Paved or unpaved parking lots in good condition
Body Shops
UL-approved spray booth; adequate ventilation; explosion-proof lighting and fixtures Proper storage of flammables and rags Separate body-work and spray-painting areas (e.g., spray booth, welding curtain, separate building, interior wall, etc.) "No smoking" policy enforced Favorable Motor Vehicle Reports (MVRs) Call us today at 704-684-0082 for a quote!

Insurance for Convenience Stores

Convenience stores in NC benefit from many of the specialized insurance services developed by Marshall Insurance' carriers for the retail grocery industry, including our knowledge of how to make your store safer.

Our customized programs feature coverage for: canopies, gas pumps and other outdoor property, high-crime periods, and liquor liability.

Coverage Highlights Basis of coverage Occurrence Coverage available Available coverage includes:

• Auto liability and physical damage
• Workers’ comp
• Umbrella
• Building and business personal property
• Gasoline pumps and canopy
• Business income actual loss sustained Coverage notes Key differentiators:
• Responsible claims handling — over 61% of liability claims closed at no payment
• Tailored accident prevention and safety programs
• Extensive industry experience

Specialized property coverage extension form Optional coverage available Includes:

•Liquor liability
•Market advantage enhanced coverage (includes 27 enhanced coverages, such as business income-civil authority — no waiting period, BI extended period of indemnity — 90 days)
•Building ordinance and law
•Money and securities
•Employee dishonesty
•Signs
•Computer coverage
•Food spoilage
•Utility services
•Identity recovery

Coverage extensions to qualified insured
• Businessowners’ policy (BOP)
• Package policy

Contact Us Today!

Phone: 704-684-0082

E-mail:  gary@marshallins.net

Website:  http://www.marshallins.net

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