Garages & Auto Repair Shops

People come to auto service centers to have their vehicles repaired, not damaged. Unfortunately, accidents don’t just happen on the open road. Sometimes they happen in parking lots and repair bays.

At Marshall Insurance, we are proud to offer an exclusive auto service center insurance policy that can be tailored to meet the specific needs and risks of your shop. 

Our Garage/Auto Policy provides coverage for the legal liability of automobile dealers, garages, repair shops and service stations.

Coverage includes bodily injury and property damage arising out of garage related operations. It can also provide coverage for damage to customers’ autos and property, as well as damage to garage-owned autos. This coverage can be written in conjunction with business property coverages in order to provide a complete protection package for your business.

Contact us today to get a quote or to learn more about our comprehensive and affordable auto service station policy!  

Insurance for Small Retail Businesses

Do you own a small retail business? Then you’ve probably found that there is no single insurance policy that suits all small businesses. While it’s important to purchase the financial protection of insurance, it’s even more crucial to purchase the right coverage for your business needs.

• Workers’ compensation: Typically, a North Carolina small business with three or more employees is required by law to have workers’ compensation. This form of insurance helps pays for an employee’s medical costs and other associated expenses if they are injured while performing their work duties.

• Liability coverage: Although liability coverage isn’t mandatory for most North Carolina businesses, it can be a crucial coverage if someone is injured while on your business premises and files a lawsuit against you and your business for damages.

• Contents coverage: This is a vital coverage for any business to consider purchasing. Electronic equipment such as printers, fax machines, photocopiers and computers are just a few of the expensive items that could be damaged or ruined by an unexpected event. Stock, inventory, interior decorations and shop fittings and fixtures are also items vulnerable to a disaster.

• Building and property coverage: The actual structure housing your business, gates, fences, freestanding walls and car park should all be considered for insurance coverage.

Purchasing the right insurance coverage for your business may be a matter of understanding the risks your business may face and purchasing coverage to financially safeguard your business against those potential risks. The wide variety of coverage available should make your insurance choices easier.