Google+ Marshall Insurance Services ~ NC Insurance Blog: indian trail
Showing posts with label indian trail. Show all posts
Showing posts with label indian trail. Show all posts

January 27, 2013

North Carolina General Liability Insurance

Does your business have enough liability coverage?  Can your business ever have too much?

It’s true—today, even the smallest of mishaps can result in large lawsuits. That's why all of us at Marshall Insurance take your protection seriously.

General liability insurance, along with property and worker's compensation insurance, is a crucial tool for most businesses. Liability insurance specifically protects the assets of a business when it is sued for something it may have – or have not – done to cause personal injury or property damage.
NC general liability insurance coverage addresses accidents stemming from on-site accidents, as well as any injuries or damages incurred as a result of using goods or services sold on-premises.

In addition to the financial limits of the policy, it coverage can be designed to cover supplemental payments for attorney fees, court costs and other expenses associated with a claim or the defense of a liability suit.

At Marshall Insurance, we’re experts on determining the exact protection you and your business needs. The amount or level of coverage a business may require relies on a few key factors: perceived risk and the state in which you operate.

Our highly skilled agents strive to help you consider all aspects of your business to ensure that you are secure with the most appropriate policy available.  From first considering the amount of risk associated with your business – to then addressing North Carolina-specific regulations, we help to customize a policy plan that works for you.

You can learn more about general liability insurance coverage for businesses by speaking with one of our trusted agents today.  Contact us for more information and one of our dedicated insurance experts would be happy to take your questions and provide you with a free liability insurance quote right now!

February 3, 2010

Renters Insurance

Protect your apartment and your belongings from burglary, fire or other damage with a Renters Policy. This coverage is for:
  • Personal property, wherever it may be.
  • Loss of use, which covers the additional living expenses you incur due to temporary relocation.
  • Personal liability for bodily injury, property damage or personal injury claims brought against you anywhere in the world.
  • Medical payments to others who are injured in an accident arising from your premises or personal activities.

Extra Features

The Renters Policy protects you with many features, including:
  • Coverage for loss due to theft, forgery or unauthorized use of a credit card and unknowingly accepting counterfeit money.
  • Payment up to the personal property limit for loss to contents of a refrigerator or freezer from either power or mechanical failure.
  • Coverage for theft of jewelry, watches and furs.
  • Reimbursement for fire extinguisher recharge after a fire loss.
  • Payment for replacement of automatic garage door transmitters which have been stolen. Coverage is also provided for cost to reprogram the frequency on additional transmitters and/or the control unit box.
  • Coverage for theft of guns and related equipment.

Optional Coverages:

Some optional coverages you may choose to add to your Renters Policy include:
  • Replacement cost settlement on personal property
  • Sewer or drain backup
  • Incidental business occupancy
  • Earthquake coverage
  • Scheduled personal property
  • Expanded endorsement
  • Identity recovery coverage
Need a quote? To get started, give us a call at 704-684-0082 or fill out our quote form.