Getting Your Drivers License? Call Us First!

Before you go to the NCDMV to take your driving test or restore your driving license after a suspension, make sure you call us first! The N.C. General Assembly has enacted legislation to require some (but not all) driver license applicants in North Carolina to submit proof of automobile liability insurance coverage in order to obtain a North Carolina driver's license.

Proof of liability insurance coverage applies to those: Applying for an original license, including transfers from out-of-state; whose licenses are being restored after revocation or suspension; or Awarded a "Limited Driving Privilege" by the court.

Certification of liability insurance coverage must be submitted on DMV Form DL-123, or an original liability insurance policy, binder or an insurance card and must come from an insurance company licensed to do business in North Carolina: These documents must show: Applicant's name; Effective date of policy; Expiration date; and Date the policy was issued.  A  Form DL-123, binders and certificates are valid only for 30 days from the date of issuance.

Please make sure you call our office and add your teen driver to your policy before going to DMV so that we may issue you a DL-123 form.  Do not wait until you are at DMV unprepared or they will re-schedule your testing date!

NC Among Deadliest for Teenage Drivers

For Trey Ward, there’s no room for argument. The No. 1 rule when you get into his 1997 Chrysler: “No seat belt, no ride.”
Nationwide, North Carolina ranks fifth in fatal car accidents involving young occupants (16 or older), according to a new study released Monday by the National Highway Transportation Safety Administration. The study shows that young drivers and passengers around the country are more apt to not buckle up at night–males more that females. Two-thirds who died in accidents did not heed “click-it” pleas from parents and authorities.
In the 16-20 age group, 68 percent who died in car crashes at night in 2006 were unbuckled. In NC, of the 525 young people killed in nighttime accidents in 2006, 61 percent didn’t use selt belts. In all, 1,116 young NC people died in day and nighttime crashes that year. More than half weren’t buckled.
Another recent study by Allstate shows that Charlotte’s teen fatal crashes ranks ninth among the top 50 US metro areas. Speeding and not buckling up contributed to 80 percent of Charlotte’s teen driving deaths, the study showed.