Renters Insurance

Protect your apartment and your belongings from burglary, fire or other damage with a Renters Policy. This coverage is for:

• Personal property, wherever it may be.
• Loss of use, which covers the additional living expenses you incur due to temporary relocation.
• Personal liability for bodily injury, property damage or personal injury claims brought against you anywhere in the world.
• Medical payments to others who are injured in an accident arising from your premises or personal activities.

Extra Features

The Renters Policy protects you with many features, including:

• Coverage for loss due to theft, forgery or unauthorized use of a credit card and unknowingly accepting counterfeit money.
• Payment up to the personal property limit for loss to contents of a refrigerator or freezer from either power or mechanical failure.
• Coverage for theft of jewelry, watches and furs.
• Reimbursement for fire extinguisher recharge after a fire loss.
• Payment for replacement of automatic garage door transmitters which have been stolen. Coverage is also provided for cost to reprogram the frequency on additional transmitters and/or the control unit box.
• Coverage for theft of guns and related equipment.

Optional Coverages:

Some optional coverages you may choose to add to your Renters Policy include:

• Replacement cost settlement on personal property
• Sewer or drain backup
• Incidental business occupancy
• Earthquake coverage
• Scheduled personal property
• Expanded endorsement
• Identity recovery coverage

Need a quote? To get started, give us a call at 704-684-0082 or fill out our quote form.