Google+ Marshall Insurance Services ~ NC Insurance Blog: November 2012

November 26, 2012

Getting Your Drivers License? Call Us First!

Before you go to the NCDMV to take your driving test or restore your driving license after a suspension, make sure you call us first! The N.C. General Assembly has enacted legislation to require some (but not all) driver license applicants in North Carolina to submit proof of automobile liability insurance coverage in order to obtain a North Carolina driver's license.

Proof of liability insurance coverage applies to those: Applying for an original license, including transfers from out-of-state; whose licenses are being restored after revocation or suspension; or Awarded a "Limited Driving Privilege" by the court.

Certification of liability insurance coverage must be submitted on DMV Form DL-123, or an original liability insurance policy, binder or an insurance card and must come from an insurance company licensed to do business in North Carolina: These documents must show: Applicant's name; Effective date of policy; Expiration date; and Date the policy was issued.  A  Form DL-123, binders and certificates are valid only for 30 days from the date of issuance.

Please make sure you call our office and add your teen driver to your policy before going to DMV so that we may issue you a DL-123 form.  Do not wait until you are at DMV unprepared or they will re-schedule your testing date!